BMH Money Management services

Peace of mind

Stop worrying about whether you’ve got your finances under control! My Daily Money Management (DMM) clients enjoy knowing that their daily finances are being taken care of. Clients repeatedly express appreciation for the work I do Why?:

Bills are paid on time
Bank balances and credit card balances are being monitored and reported on
Clients AND family members are confident daily financial management is being taken care of

Time saving

Spend more time doing the things you value most! Managing day-to-day finances, tax preparation, interpreting your investments all take time. Let BMH Money Management restore this time to you. I often interact with accountants, lawyers and investment advisors on behalf of my clients - gathering client records (eg. tax time), making sure forms are filled out correctly and other tasks vital in managing one's day-to-day finances.

Money saving

Helping clients save money is a key aspect of my Daily Money Management services. There are a number of ways I do this including:

Run down erroneous charges. I examine each bill for accuracy and validity and follow-up if there is an error (eg. duplicate billing issues)
Avoid being billed for charges covered by insurance. Health care providers don't always pay attention to clients Medicare or insurance information and bill all or some portion of their charges directly to clients. In one afternoon, I saved a client over $1,700 in health care costs due to this issue. I follow-up with the health care providers to ensure the right information is provided and that the insurance company or Medicare make the appropriate payments.
Professional advisor billing charges (accountant, financial advisor, lawyer). By helping my clients prepare the right information for any of their professional advisors, I am able to reduce the amounts charged my clients. For example, I ensure all tax information is prepared and organized before submitting to a tax preparer. Usually, the preparer is able to do the tax preparation work in much less time due to these efforts - reducing the hourly charges.

Cash flow management

Leveraging extensive experience in managing budgets and cash flow both personally and professionally, BMH Money Management helps you manage your spending and saving plans enabling lower interest payments on credit cards, improved savings plans, and fewer late payment penalties. I have computer models that enable me to project cash flow needs for many years out assisting my clients in developing long term cash and investment management plans.

Certified Senior Advisor

When you work with a professional who has a CSA designation you know you're working with someone who has invested time and effort and in learning about the things that are important to seniors. Some of the many areas that a Certified Senior Advisor gains specialized knowledge include principles of aging, social aspects of aging, trends in aging care giving, and much more. The Society of Certified Senior Advisors (SCSA)) provides members with updates on leading edge developments in the field of aging to continue and expand the CSA's skills in working the seniors